CBN - iNeed CoveriNeedCover

The insurance broker difference

Insurance based on reliable human advice, not hope.

From one small business owner to another

Sorting out your insurance can give even the most resilient business owner a headache. But it doesn’t have to be this way.
At iNeedCover, we get it. Our brokers all run or work within small businesses, so they understand how important it is for you to rest easy knowing your business is protected with high-quality insurance coverage.
Working with iNeedCover is different to working directly with an insurer, or plugging your details into an aggregator. Here’s why.
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Not all insurance is created equal

We all know that insurance may not be cheap — especially if you’re paying for coverage you don’t need, or worse, paying for coverage that doesn’t protect you when you need it most. When you work with one of our specialist brokers, they navigate the complex structures of different policies to provide you with the most cost-effective options for your specific circumstances.

You’ll also be able to access a number of policies, premium rates and coverage limits that are only available to insurance brokers. As members of CBN, Australia’s largest General Insurance Authorised Representative network, iNeedCover provides you access to exclusive broker-only underwriting markets, competitive premiums, and superior policy conditions and deductibles. These are not available to the direct insurance market.

Having the right amount of coverage is essential

When the worst happens, it helps to know that your business has been appropriately insured to protect your equipment, assets and reputation.

When you work with an iNeedCover Insurance Broker, we begin by performing a detailed needs analysis so that we completely understand your circumstances, and can design coverage for the insurable risk exposures your business faces.

Once we’ve captured the ways your business could be detrimentally affected, we’ll put together a tailored insurance program that ensures every risk is addressed. We’ll pair you with an Insurance Broker who understands your industry so you can feel confident that any gaps are covered in case you need to make a claim.

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When it comes to claiming, it helps to have an advocate on your side

Navigating an insurance claim can be an incredibly stressful experience. You’ll need to complete extensive paperwork, keep following up progress with the insurer, speak with different people, arrange repairs, enter negotiations and, finally, agree to a settlement. That’s a lot!!

Our Insurance Brokers act on your behalf, working with your insurer to achieve the best possible claim outcome.

iNeedCover Insurance Brokers harness their knowledge and experience to support your claim and, in some instances, significantly speed it up. When you work with one of our Insurance Brokers, you can rest easy knowing that you have a professional advocate on your side, who has an intimate knowledge of how the industry works.

Get covered by insurance based on reliable
human advice, not hope.

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